Secondary Insurance Coverage-Sustained Injuries
An Athletic Training Student is expected to be aware of his/her surroundings at all times while participating in their clinical rotations. Due to the nature of many sports, injuries may be sustained by equipment, out-of-bounds occurrences, and other sport related incidences which could put the Athletic Training Student in danger of injury. Use of medical equipment such as scalpels, scissors, and modalities may also yield a danger to the ATS if precautions are not taken. Any injury which is sustained by an Athletic Training Student is to immediately be reported within the first 48 hours of the incident to the supervising athletic trainer and also to the Clinical Coordinator and Program Director. First aid should be initiated, and an incident report should be filed. If such an injury requires referral to a physician, the AT Program Director will refer to the appropriate team physician. The Athletic Training Student is then expected to follow through with the recommendations of the team physician and a claim will be filed if necessary with the secondary insurance provider. An Athletic Training Student will be expected to follow the same procedures regarding medical coverage and care as the Cumberland University Student-Athlete. Information on this policy is located in the Athletic Training Department section of this handbook. NOTE: This policy will also cover injuries sustained during any team affiliated travel in vans or university designated vehicles for the purpose of sport coverage.